704.912.0254

Gaston County Bankruptcy Lawyers

Serving All of North Carolina. Call Our Client-Recommended Firm Today: (704) 912-0254

Are you currently suffering under the burden of debt? If so, do not think you are alone. Millions of Americans have experienced freedom from serious debt and financial problems by filing for bankruptcy protection. If you are looking for answers to your current financial problems, then our Gaston County bankruptcy lawyers are ready to guide your steps to a brighter financial future.

What Can Bankruptcy Accomplish for You?

  • Filing for bankruptcy could give you the second chance you need to get back on your feet.
  • Filing for bankruptcy can help you escape from a burdened financial life.
  • Filing for bankruptcy can help you finally experience financial freedom.
  • Filing for bankruptcy can put an immediate stop to harassment from collectors.

Taylor Law, PLLC has helped countless consumers experience a fresh start. If you are ready to learn more about your rights at this time, do not wait to contact us. We can listen to your concerns or questions and can keep you informed of your options at this time. Simply speak with our firm today.

Is Filing Bankruptcy Right for Me?

Though bankruptcy can be a great solution for many consumers and businesses, it will not be the best solution for every single debtor. Because we pride ourselves on providing clients with legal counsel tailored to their needs and interests, we would be happy to assess your current situation and determine how bankruptcy could protect your rights and accomplish your long-term financial goals.

Contact Taylor Law, PLLC today at (704) 912-0254 and schedule an appointment. Consultations are free for bankruptcy cases.

What Type of Bankruptcy Should I File?

  • Chapter 7 Bankruptcy

    Also known as liquidation bankruptcy, Chapter 7 bankruptcy is available to both consumers and businesses. In this type of bankruptcy, the person filing for bankruptcy will file in an attempt to discharge unsecured debt. A discharge means that the petitioner is no longer personally liable for the underlying debt. If there are no problems, you should receive the discharge of your debts within 60 to 90 days after the date of filing.

  • Chapter 13 Bankruptcy

    Also known as reorganization bankruptcy, Chapter 13 bankruptcy is available to consumers and people who may be self-employed. Chapter 13 bankruptcy allows you to keep your property and repay some of your debt. In most instances, Chapter 13 will allow a debtor who is facing foreclosure to catch up on their payments. The courts will require that you must create a feasible repayment plan (subject to court approval) that allows you to repay your debts within a 36 to 60 month timeframe.

  • Chapter 11 Bankruptcy

    Chapter 11 bankruptcy is reserved for large corporations. This specific type of bankruptcy does share many of its attributes with a Chapter 13 bankruptcy. It is, however, extremely complicated and is best discussed with a knowledgeable attorney. Please contact us if you have questions regarding Chapter 11 and how it may benefit you.

  • Chapter 12 Bankruptcy

    Chapter 12 bankruptcy is generally reserved to meet the needs of financially distressed family farmers. It gives family farmers the opportunity to keep their farms and reorganize their debts.

Schedule a Confidential Consultation

Have a Legal Matter? Call (704) 912-0254 Today!

From family law to real estate, our Gaston County attorneys are dedicated to helping clients with compassionate advocacy and knowledgeable service. The lawyers at Taylor Law, PLLC offer big city experience with small town, dedicated service.

If you think you have a case, call our lawyers today. We offer free consultations for bankruptcy issues. Fill out our secure online form to get started today!

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Am I Eligible to File for Bankruptcy?

In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act. In doing so, Congress made it more difficult for people to qualify for Chapter 7 bankruptcy. In order to qualify for a Chapter 7 bankruptcy, you must pass what is called the Means Test.

The Means Test examines the following:

Additionally, you must be current on your current home and car payments or otherwise be willing to surrender them when filing for Chapter 7 Bankruptcy. Though filing for bankruptcy can seem very overwhelming, challenging, and even frightening, we strive to help you reach a happier and brighter future. Our Gaston County bankruptcy attorneys are ready to assist you in getting a fresh start and moving forward with your future.

To learn more about our services or to speak with us about your future, contact Taylor Law, PLLC at 704.912.0254. Your first consultation is free!

Client Testimonials

  • “Would highly recommend them to all my friends”

    - H. H.

  • “It was an honor to be represented by you!”

    - L.O.

  • “Mrs. Taylor goes above and beyond to help you with your legal issues.”

    - Former Client

  • “It doesn't feel like a law firm, it feels like home.”

    - B.M.

  • “Very professional and cares”

    - K.B.

  • “Best Lawyer in NC!”

    - Raquel

  • “Your commitment to assist the family with retrieving items outside of the court room was priceless!”

    - Patricia

  • “I can't thank you enough, Yansea!”

    - S.S.

  • “Your delightful and pleasant demeanor made me feel at ease.”

    - D.L.